Identify high-yield properties and strategic investment opportunities.
Securing the best possible deal for your real estate needs.
Improving your credit score for better financing options.
Coordinating closing timelines for a smooth transaction.
Leveraging decades of expertise for your real estate success.
Finding the perfect property to meet your investment goals.
Exploring tailored financing solutions for your purchase.
This was our second time going through a home buying process with Erika, and it went as smooth as the first time. Very helpful and always available to answer questions. Would definitely recommend and hope to keep doing business with her in the near future.
I couldn’t. My experience with Erika was great! I couldn’t have asked for anyone else who was always there to guide me through every step of the way. Even when it was a bit challenging dealing with escrow, HOA, etc…, Erika never lost hope for a successful purchase. Thank you again for always going above and beyond!
I am very satisfied with Erika Garibay services on helping me achieve my dream come true of buying my dream home. She has the best team. Everyone are very professional and help you go to the whole process as easy as possible and maintain you well inform in the whole process. Definitely I will recommend her. She is very bright and has a lot of experience in the real state field.
This was my Fist time purchasing a home and I am very happy and pleased I choose Erika as my realtor. My parents recommended her. Erika helped them with their recent home purchase. Not only is she a sweet lady but she made our process quick and smooth. My husband and I are busy people and she was able to accommodate with times and days when viewing homes. I am great full for her patience, knowledge, for always communicating with us and answering any questions or doubts we had. She made my first time purchasing a home a great experience. I will recommend her for anyone looking to buy a home she is a great person and Realtor. Thank you Erika!
Erika M. Garibay was incredibly knowledgeable, answering all my questions and addressing my concerns with patience and clarity. Her insights into local neighborhoods and pricing helped me make informed decisions for my coming purchase Thank you
I was satisfied with the service they provided. I do recommend this awesome team. Thank you Ericka and Chris. Ellos hablan español is a plus.
Now is a good time to buy or sell a home depending on market factors. For buyers, low interest rates, seasonal opportunities, and a balanced market can offer better prices and less competition. For sellers, high demand, increased home values, and strong local economic conditions may result in quicker sales and better profits. Ultimately, personal financial readiness and life goals should guide your decision.
The Orange County real estate market, along with its neighboring cities, is influenced by several factors. Home prices can vary significantly, with coastal areas like Newport Beach being more expensive than inland regions. The area typically experiences strong home value appreciation, although this can differ by neighborhood. Supply and demand also play a role—low inventory can drive up prices, while new developments may increase options. Orange County’s diverse economy, favorable climate, and amenities like beaches and top-rated schools contribute to high demand. Working with one of our local agents familiar with the nuances of these areas can help you navigate the market effectively.
To get pre-approved for a mortgage in Orange County and nearby cities, you’ll need to gather financial documents, such as proof of income, credit score, and bank statements, then apply with a lender who will assess your borrowing power. Pre-approval shows sellers you’re a serious buyer and gives you a clear budget. Common mistakes first-time buyers make include skipping pre-approval, underestimating total costs, setting an unrealistic budget, and neglecting to research the neighborhood. Additionally, buyers often overlook home inspections, let emotions drive decisions, and fail to compare mortgage offers. To avoid issues, work with professionals and plan for future needs.
To determine how much you can afford to spend on a home in southern California, start by assessing your financial situation, including your income, expenses, and savings. Calculate your debt-to-income ratio (DTI), which lenders prefer to be 36% or lower. Use a mortgage calculator to estimate your monthly payment, factoring in property taxes, insurance, and any HOA fees. Getting pre-approved for a mortgage will help you understand your maximum loan amount. Also, consider additional costs like closing fees and home maintenance, and plan for any future income changes. Using online mortgage tools can help you refine your budget.
Serving Orange County, CAL ONE REAL ESTATE specializes in helping you find the perfect place to rent or sell your home with ease. With a focus on personalized service and expert knowledge, we make your real estate journey smooth and successful.
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